Lormet Community
Amherst, OH · Charter 24637 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 4 branches
Q2 2026
$283.3MAssets
$139.0MLoans
$244.4MShares
$38.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets in the Cleveland, OH area (rank 2 of 39).
- Widest gap: net interest margin trails 72% of credit unions under $1B in assets in the Cleveland, OH area (rank 28 of 39).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.50%
Rank 2 of 39
Net Interest Margin
3.39%
Rank 28 of 39
Efficiency Ratio
62.51%
Rank 2 of 39
Equity / Assets
13.48%
Rank 17 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.50% | 0.13% | 0.49% | 0.87% | Beats 95% | 2 / 39 | |
| Return on Equity | 11.12% | 1.01% | 4.09% | 7.61% | Beats 95% | 2 / 39 | |
| Net Interest Margin | 3.39% | 3.28% | 3.83% | 4.18% | Beats 28% | 28 / 39 | |
| Efficiency Ratio | 62.51% | 76.45% | 81.64% | 91.75% | Beats 97% | 2 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.15% | 0.61% | 1.88% | Beats 77% | 10 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.48% | 10.00% | 12.89% | 19.36% | Beats 56% | 17 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.48% | 10.00% | 12.89% | 19.36% | Beats 56% | 17 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 56.88% | 45.46% | 53.28% | 74.29% | 56th pctl | 17 / 39 | |
| Loans / Assets | 49.08% | 36.24% | 44.98% | 63.66% | 59th pctl | 16 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |