Platinum Duluth, GA · Charter 24631 · Peer group: credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=19)
NCUA · 6 branches
Q2 2026
$412.6M Assets
$260.5M Loans
$374.1M Shares
$38.7M Net Worth
Executive Summary Strongest standing: return on equity outperforms 95% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 1 of 19). Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 19 of 19). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
1.39%
Rank 4 of 19
Net Interest Margin
2.83%
Rank 18 of 19
Efficiency Ratio
59.05%
Rank 2 of 19
Equity / Assets
9.38%
Rank 19 of 19
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 1.39% -0.11% 0.66% 1.27% Beats 79% 4 / 19 Return on Equity 14.80% -0.53% 4.88% 8.56% Beats 95% 1 / 19 Net Interest Margin 2.83% 3.04% 3.58% 4.03% Beats 5% 18 / 19 Efficiency Ratio 59.05% 67.29% 83.22% 91.36% Beats 95% 2 / 19 Asset Quality Nonperforming Loans / Loans 0.29% 0.10% 0.50% 1.13% Beats 68% 7 / 19 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.38% 10.58% 12.87% 17.85% Beats 0% 19 / 19 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.38% 10.58% 12.87% 17.85% Beats 0% 19 / 19 Liquidity & Funding Loans / Deposits 69.62% 41.38% 66.89% 77.97% 58th pctl 8 / 19 Loans / Assets 63.13% 33.12% 56.90% 65.75% 63rd pctl 7 / 19 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11