CU Hawaii
Hilo, HI · Charter 24630 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$460.3MAssets
$212.1MLoans
$401.1MShares
$50.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 70% of credit unions under $1B in assets (rank 501 of 1682).
- Widest gap: net interest margin trails 80% of credit unions under $1B in assets (rank 1346 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.58%
Rank 1,039 of 1,683
Net Interest Margin
3.18%
Rank 1,346 of 1,683
Efficiency Ratio
83.90%
Rank 1,133 of 1,682
Equity / Assets
10.97%
Rank 1,159 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,039 / 1,683 | |
| Return on Equity | 5.29% | 2.67% | 5.89% | 8.74% | Beats 45% | 929 / 1,681 | |
| Net Interest Margin | 3.18% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,346 / 1,683 | |
| Efficiency Ratio | 83.90% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,133 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.26% | 0.65% | 1.29% | Beats 70% | 501 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,159 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,159 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 52.88% | 52.61% | 69.38% | 83.50% | 25th pctl | 1,256 / 1,683 | |
| Loans / Assets | 46.08% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,224 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |