Trustar
International F, MN · Charter 24626 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$376.7MAssets
$282.3MLoans
$313.5MShares
$58.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 83% of credit unions under $1B in assets (rank 284 of 1683).
- Widest gap: efficiency ratio trails 36% of credit unions under $1B in assets (rank 611 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.42%
Rank 284 of 1,683
Net Interest Margin
4.38%
Rank 390 of 1,683
Efficiency Ratio
73.38%
Rank 611 of 1,682
Equity / Assets
15.42%
Rank 508 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.35% | 0.74% | 1.18% | Beats 83% | 284 / 1,683 | |
| Return on Equity | 9.22% | 2.67% | 5.89% | 8.74% | Beats 78% | 365 / 1,681 | |
| Net Interest Margin | 4.38% | 3.31% | 3.82% | 4.32% | Beats 77% | 390 / 1,683 | |
| Efficiency Ratio | 73.38% | 68.91% | 78.20% | 86.93% | Beats 64% | 611 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 68% | 533 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.42% | 10.44% | 12.89% | 16.53% | Beats 70% | 508 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.42% | 10.44% | 12.89% | 16.53% | Beats 70% | 508 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 90.02% | 52.61% | 69.38% | 83.50% | 86th pctl | 233 / 1,683 | |
| Loans / Assets | 74.92% | 44.71% | 59.18% | 70.72% | 83rd pctl | 286 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |