Brookland
West Columbia, SC · Charter 24623 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.1MAssets
$2.8MLoans
$4.6MShares
$577KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets (rank 100 of 1683).
- Widest gap: return on equity trails 96% of credit unions under $1B in assets (rank 1611 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.90%
Rank 1,605 of 1,683
Net Interest Margin
5.27%
Rank 100 of 1,683
Efficiency Ratio
108.33%
Rank 1,605 of 1,682
Equity / Assets
11.25%
Rank 1,109 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.90% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,605 / 1,683 | |
| Return on Equity | -7.97% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,611 / 1,681 | |
| Net Interest Margin | 5.27% | 3.31% | 3.82% | 4.32% | Beats 94% | 100 / 1,683 | |
| Efficiency Ratio | 108.33% | 68.91% | 78.20% | 86.93% | Beats 5% | 1,605 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.17% | 0.26% | 0.65% | 1.29% | Beats 7% | 1,563 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.25% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,109 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.25% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,109 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.51% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,065 / 1,683 | |
| Loans / Assets | 54.72% | 44.71% | 59.18% | 70.72% | 42nd pctl | 980 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |