Green Country
Sand Springs, OK · Charter 24613 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$155.4MAssets
$97.4MLoans
$145.5MShares
$13.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 21% of credit unions under $1B in assets (rank 1323 of 1683).
- Widest gap: efficiency ratio trails 96% of credit unions under $1B in assets (rank 1616 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.86%
Rank 1,604 of 1,683
Net Interest Margin
3.22%
Rank 1,323 of 1,683
Efficiency Ratio
110.80%
Rank 1,616 of 1,682
Equity / Assets
8.47%
Rank 1,575 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.86% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,604 / 1,683 | |
| Return on Equity | -10.10% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,620 / 1,681 | |
| Net Interest Margin | 3.22% | 3.31% | 3.82% | 4.32% | Beats 21% | 1,323 / 1,683 | |
| Efficiency Ratio | 110.80% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,616 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.75% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,532 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.47% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,575 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.47% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,575 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 66.94% | 52.61% | 69.38% | 83.50% | 45th pctl | 919 / 1,683 | |
| Loans / Assets | 62.69% | 44.71% | 59.18% | 70.72% | 58th pctl | 708 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |