Arlington, TX · Charter 24605
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
63
Asset Quality
17
Profitability
14
Liquidity
74
Efficiency
77
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Arlington, TX · Charter 24605
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.26% | 0.96% | 0.85% | -2.96% | -0.81% | -208 bps | |
| Return on Equity | 7.43% | 5.63% | 4.82% | -17.63% | -4.79% | -1,222 bps | |
| Net Interest Margin | 3.78% | 3.68% | 3.79% | 3.30% | 3.28% | -50 bps | |
| Efficiency Ratio | 54.05% | 51.64% | 50.99% | 78.20% | 70.20% | +1,614 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.84% | 6.96% | 0.99% | 0.90% | -1.50% | -734 bps | |
| Loan Growth (YoY) | -1.50% | 6.73% | 7.91% | 6.26% | -6.21% | -470 bps | |
| Share Growth (YoY) | 3.90% | 6.38% | 0.51% | 1.56% | 0.16% | -373 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 5.34% | 1.96% | 4.75% | 3.76% | 2.84% | -250 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.02% | 17.02% | 17.58% | 16.80% | 16.93% | -9 bps | |
| Net Worth / Assets | 17.02% | 17.02% | 17.58% | 16.80% | 16.93% | -9 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.35% | 73.59% | 75.28% | 71.52% | 67.75% | -460 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Arlington, TX · Charter 24605 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
-0.80%
Rank 55 of 60
Net Interest Margin
3.29%
Rank 47 of 60
Efficiency Ratio
69.84%
Rank 15 of 60
Equity / Assets
16.94%
Rank 22 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.80% | 0.02% | 0.62% | 0.99% | Beats 8% | 55 / 60 | |
| Return on Equity | -4.75% | 0.12% | 4.17% | 8.32% | Beats 13% | 52 / 60 | |
| Net Interest Margin | 3.29% | 3.36% | 3.95% | 4.45% | Beats 22% | 47 / 60 | |
| Efficiency Ratio | 69.84% | 70.09% | 78.52% | 92.77% | Beats 77% | 15 / 60 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.84% | 0.25% | 0.82% | 1.91% | Beats 17% | 51 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 16.94% | 11.15% | 14.35% | 19.86% | Beats 63% | 22 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 16.94% | 11.15% | 14.35% | 19.86% | Beats 63% | 22 / 60 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 67.75% | 51.31% | 60.45% | 81.20% | 58th pctl | 25 / 60 | |
| Loans / Assets | 55.97% | 41.11% | 52.43% | 68.66% | 55th pctl | 27 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||