PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Massmutual

Springfield, MA · Charter 24566

NCUA · 1 branch

Q2 2026

$344.5MAssets
$223.4MLoans
$301.7MShares
$38.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.09%, down 6 bps year over year; NIM at 2.36%.
  • Asset quality: problem loans at 0.47% of loans (-91 bps YoY).
  • Capital: net worth / assets of 11.20%, down 56 bps from a year ago.
  • Funding: loans stand at 74.03% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.09%-6 bps YoY

Net Interest Margin (quarter, annualized)

2.36%+7 bps YoY

Efficiency Ratio (quarter, annualized)

84.45%+241 bps YoY

Net Worth / Assets

11.20%-56 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.15%0.08%0.16%0.07%0.09%-6 bps
Return on Equity1.29%0.69%1.31%0.60%0.79%-50 bps
Net Interest Margin2.28%2.32%2.38%2.25%2.36%+7 bps
Efficiency Ratio82.04%86.92%84.66%87.09%84.45%+241 bps
Growth
Asset Growth (YoY)0.72%3.32%3.52%6.64%6.09%+538 bps
Loan Growth (YoY)2.11%0.75%4.00%7.83%10.48%+837 bps
Share Growth (YoY)0.94%3.52%3.25%6.79%6.05%+510 bps
Asset Quality
Delinquent Loans / Loans1.37%1.33%1.25%0.75%0.47%-91 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.76%11.68%11.86%11.00%11.20%-56 bps
Net Worth / Assets11.76%11.68%11.86%11.00%11.20%-56 bps
Liquidity & Funding
Loans / Shares71.06%70.52%74.09%70.61%74.03%+297 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps