Massmutual
Springfield, MA · Charter 24566 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$344.5MAssets
$223.4MLoans
$301.7MShares
$38.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 62% of credit unions under $1B in assets (rank 641 of 1682).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1635 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.09%
Rank 1,451 of 1,683
Net Interest Margin
2.36%
Rank 1,635 of 1,683
Efficiency Ratio
84.45%
Rank 1,162 of 1,682
Equity / Assets
11.20%
Rank 1,114 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.09% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,451 / 1,683 | | |
| Return on Equity | 0.79% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,445 / 1,681 | | |
| Net Interest Margin | 2.36% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,635 / 1,683 | | |
| Efficiency Ratio | 84.45% | 68.91% | 78.20% | 86.93% | Beats 31% | 1,162 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 62% | 641 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.20% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,114 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.20% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,114 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.03% | 52.61% | 69.38% | 83.50% | 59th pctl | 696 / 1,683 | | |
| Loans / Assets | 64.84% | 44.71% | 59.18% | 70.72% | 62nd pctl | 635 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |