Bank of Brodhead, The
Brodhead, WI · Cert 2455 · Peer group: banks under $1B in assets in WI (n=110-113) · Brodhead Bancshares Inc.
State charter, Fed member · FED · 4 branches
Q2 2026
$421.9MAssets
$296.8MLoans
$338.2MDeposits
$37.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 59% of banks under $1B in assets in WI (rank 47 of 110).
- Widest gap: total risk-based capital ratio trails 96% of banks under $1B in assets in WI (rank 109 of 113).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.72%
Rank 95 of 113
Net Interest Margin
2.97%
Rank 97 of 113
Efficiency Ratio
69.24%
Rank 80 of 113
Equity / Assets
8.87%
Rank 91 of 113
Non-interest income vs. expense
Unfavorable gap of $8.1M · efficiency ratio beats 30% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.85% | 1.17% | 1.51% | Beats 16% | 95 / 113 | | |
| Return on Equity | 8.07% | 7.70% | 10.77% | 13.67% | Beats 27% | 83 / 113 | | |
| Net Interest Margin | 2.97% | 3.19% | 3.59% | 3.89% | Beats 14% | 97 / 113 | | |
| Efficiency Ratio | 69.24% | 54.61% | 62.43% | 71.88% | Beats 30% | 80 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.24% | 0.03% | 0.24% | 0.91% | Beats 18% | 91 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 59% | 47 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 9.20% | 11.22% | 12.95% | 15.76% | Beats 4% | 109 / 113 | | |
| Total Risk-Based Capital Ratio | 9.20% | 11.57% | 13.59% | 16.73% | Beats 4% | 109 / 113 | | |
| Equity / Assets | 8.87% | 9.17% | 10.74% | 13.13% | Beats 19% | 91 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.78% | 76.54% | 86.37% | 98.93% | 54th pctl | 51 / 112 | | |
| Loans / Assets | 70.35% | 63.07% | 71.33% | 78.84% | 45th pctl | 62 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |