Big Bethel A.M.E. Church
Atlanta, GA · Charter 24546 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$313KAssets
$7KLoans
$251KShares
$62KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets (rank 5 of 1721).
- Widest gap: net interest margin trails 81% of credit unions under $1B in assets (rank 1392 of 1723).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.56%
Rank 33 of 1,724
Net Interest Margin
2.88%
Rank 1,392 of 1,723
Efficiency Ratio
27.27%
Rank 5 of 1,721
Equity / Assets
19.81%
Rank 226 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.56% | 0.25% | 0.67% | 1.13% | Beats 98% | 33 / 1,724 | | |
| Return on Equity | 12.90% | 1.95% | 5.34% | 8.54% | Beats 93% | 112 / 1,723 | | |
| Net Interest Margin | 2.88% | 3.03% | 3.61% | 4.27% | Beats 19% | 1,392 / 1,723 | | |
| Efficiency Ratio | 27.27% | 69.84% | 78.36% | 87.50% | Beats 100% | 5 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.28% | 0.70% | 1.38% | Beats 100% | 131 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.92% | 10.16% | 12.41% | 16.03% | Beats 87% | 222 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.81% | 10.15% | 12.41% | 16.03% | Beats 87% | 226 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 2.96% | 55.95% | 72.66% | 85.34% | 0th pctl | 1,720 / 1,722 | | |
| Loans / Assets | 2.24% | 47.91% | 62.00% | 72.82% | 0th pctl | 1,720 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |