Vienna, VA · Charter 24535
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.06% | 0.02% | 0.20% | 0.08% | 0.10% | 0.03% | 0.08% | 0.34% | +26 bps | |
| Return on Equity | 0.42% | 0.12% | 1.46% | 0.61% | 0.69% | 0.21% | 0.58% | 2.37% | +176 bps | |
| Net Interest Margin | 0.34% | 0.50% | 0.69% | 0.74% | 0.90% | 0.92% | 0.92% | 1.37% | +63 bps | |
| Efficiency Ratio | 95.18% | 98.50% | 87.67% | 93.81% | 93.17% | 97.93% | 94.01% | 78.70% | -1,511 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.59% | -7.03% | -5.79% | -6.51% | -2.22% | -2.71% | -3.54% | -2.58% | +393 bps | |
| Loan Growth (YoY) | 68.96% | 110.57% | 125.00% | 141.58% | -20.53% | -11.27% | -16.65% | -11.38% | -15,296 bps | |
| Share Growth (YoY) | -8.91% | -8.18% | -6.65% | -7.35% | -2.44% | -3.41% | -4.53% | -3.62% | +373 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.51% | 2.70% | 2.89% | 3.06% | 3.15% | 3.04% | 3.47% | 3.45% | +39 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.71% | 13.67% | 13.75% | 13.83% | 14.07% | 14.08% | 14.24% | 14.36% | +52 bps | |
| Net Worth / Assets | 13.71% | 13.67% | 13.75% | 13.83% | 14.07% | 14.08% | 14.24% | 14.36% | +52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 10.47% | 9.66% | 9.03% | 8.63% | 8.52% | 8.88% | 7.88% | 7.93% | -69 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |