Morton
Taunton, MA · Charter 24511 · Peer group: credit unions under $1B in assets in the Providence-Warwick, RI-MA area (n=25)
NCUA · 1 branch
Q2 2026
$10.1MAssets
$6.2MLoans
$8.8MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 1 of 25).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 18 of 25).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.85%
Rank 9 of 25
Net Interest Margin
4.07%
Rank 1 of 25
Efficiency Ratio
69.82%
Rank 6 of 25
Equity / Assets
12.11%
Rank 10 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.39% | 0.58% | 0.96% | Beats 64% | 9 / 25 | |
| Return on Equity | 7.04% | 3.08% | 5.38% | 8.04% | Beats 68% | 8 / 25 | |
| Net Interest Margin | 4.07% | 2.78% | 3.19% | 3.68% | Beats 96% | 1 / 25 | |
| Efficiency Ratio | 69.82% | 74.87% | 81.63% | 89.25% | Beats 80% | 6 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.91% | 0.21% | 0.48% | 0.93% | Beats 32% | 18 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.11% | 9.94% | 11.40% | 12.51% | Beats 60% | 10 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.11% | 9.94% | 11.40% | 12.51% | Beats 60% | 10 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 69.90% | 54.80% | 74.79% | 86.25% | 44th pctl | 14 / 25 | |
| Loans / Assets | 61.24% | 49.28% | 61.62% | 76.11% | 40th pctl | 15 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |