PackageTrendsPeer
Letter portraitLegal landscape

Allied Pilots Association

Naperville, IL · Charter 24489

Q2 2001

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Allied Pilots Association

Naperville, IL · Charter 24489

Q2 2001

$82.2MAssets
$64.2MLoans
$77.6MShares
$4.2MNet Worth

Executive Summary

  • Earnings: ROA of 0.72%, down 22 bps year over year; NIM at 3.30%.
  • Asset quality: problem loans at 0.03% of loans (-13 bps YoY).
  • Capital: net worth / assets of 5.16%.
  • Funding: loans stand at 82.67% of shares as of Q2 2001.

Return on Assets (YTD, annualized)

0.72%-22 bps YoY

Net Interest Margin (YTD, annualized)

3.30%-34 bps YoY

Efficiency Ratio (YTD, annualized)

75.02%+355 bps YoY

Net Worth / Assets

5.16%

Year to date, annualized, through each quarter.

MetricQ3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001YoY ΔTrend
Earnings
Return on Assets0.89%0.63%0.80%0.94%0.91%0.87%0.88%0.72%-22 bps
Return on Equityn/an/an/an/an/a16.77%17.62%13.99%n/a
Net Interest Margin3.46%3.64%3.52%3.64%3.73%3.66%3.30%3.30%-34 bps
Efficiency Ratio65.44%69.31%73.64%71.47%71.80%72.53%71.86%75.02%+355 bps
Growth
Asset Growth (YoY)5.97%0.92%0.81%0.25%2.15%5.91%9.13%11.00%+1,075 bps
Loan Growth (YoY)13.41%15.37%7.27%0.77%1.98%-2.07%-4.79%-2.60%-337 bps
Share Growth (YoY)5.42%0.16%0.51%-0.15%1.81%5.62%8.66%10.74%+1,089 bps
Asset Quality
Delinquent Loans / Loans0.50%0.25%0.08%0.16%0.07%0.24%0.16%0.03%-13 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.56%0.54%1.01%1.03%1.03%0.94%1.02%0.98%-5 bps
Capital
Risk-Based Capitaln/an/an/an/an/a5.16%5.01%5.16%n/a
Net Worth / Assetsn/an/an/an/an/a5.16%5.01%5.16%n/a
Liquidity & Funding
Loans / Shares93.52%98.11%92.25%93.99%93.68%90.97%80.82%82.67%-1,132 bps
Liquid Assets / Assets0.26%0.36%0.25%0.26%0.35%11.92%21.46%20.02%+1,976 bps