PackageTrendsPeer
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Alianza

Washington, DC · Charter 24487

Q2 1996

$276KAssets
$10KLoans
$256KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -6.38%, down 770 bps year over year.
  • Asset quality: problem loans at 64.13% of loans.
  • Funding: loans stand at 3.99% of shares as of Q2 1996.

Financial Results

Return on Assets (quarter, annualized)

-6.38%-770 bps YoY

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets1.32%1.61%6.76%1.22%-6.38%-770 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a152.20%n/an/a
Loan Growth (YoY)n/an/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/a147.24%n/an/a
Asset Quality
Delinquent Loans / Loansn/an/a0.00%0.00%64.13%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/a0.00%0.00%4.70%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares0.00%0.00%1.15%5.45%3.99%+399 bps
Liquid Assets / Assets91.31%92.72%82.80%90.87%91.58%+27 bps