Pittsburgh, PA · Charter 24483
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 1.25% | 3.16% | 3.21% | 4.68% | 3.19% | 3.67% | 3.31% | +10 bps | |
| Return on Equity | 13.78% | 16.49% | 43.84% | 41.44% | 49.10% | 34.71% | 37.00% | 31.13% | -1,031 bps | |
| Net Interest Margin | 4.73% | 4.68% | 4.56% | 4.54% | 5.20% | 4.78% | 4.67% | 4.81% | +27 bps | |
| Efficiency Ratio | 59.31% | 61.79% | 56.01% | 61.03% | 64.10% | 70.09% | 56.67% | 59.57% | -146 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 16.86% | 18.91% | 30.98% | 31.90% | 14.17% | 20.28% | 3.90% | -0.53% | -3,242 bps | |
| Loan Growth (YoY) | 28.33% | 32.31% | 20.53% | 17.73% | 15.04% | 17.67% | 6.07% | 9.55% | -818 bps | |
| Share Growth (YoY) | 17.92% | 19.80% | 25.08% | 27.16% | 11.93% | 10.78% | 2.07% | -2.95% | -3,011 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.41% | 6.87% | 6.20% | 6.04% | 5.68% | 8.61% | 6.24% | 6.03% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.85% | 4.29% | 4.32% | 4.00% | 4.13% | 3.99% | 4.18% | 3.73% | -26 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.36% | 7.59% | 7.21% | 7.74% | 9.53% | 9.19% | 9.91% | 10.63% | +290 bps | |
| Net Worth / Assets | 7.36% | 7.59% | 7.21% | 7.74% | 9.53% | 9.19% | 9.91% | 10.63% | +290 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.75% | 53.39% | 50.68% | 47.92% | 56.27% | 56.71% | 52.67% | 54.09% | +617 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |