Pittsburgh, PA · Charter 24483
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Pittsburgh, PA area (n=78). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
12
Asset Quality
3
Profitability
97
Liquidity
85
Efficiency
83
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Pittsburgh, PA · Charter 24483
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.21% | 4.68% | 3.19% | 3.67% | 3.31% | +10 bps | |
| Return on Equity | 41.44% | 49.10% | 34.71% | 37.00% | 31.13% | -1,031 bps | |
| Net Interest Margin | 4.54% | 5.20% | 4.78% | 4.67% | 4.81% | +27 bps | |
| Efficiency Ratio | 61.03% | 64.10% | 70.09% | 56.67% | 59.57% | -146 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 31.90% | 14.17% | 20.28% | 3.90% | -0.53% | -3,242 bps | |
| Loan Growth (YoY) | 17.73% | 15.04% | 17.67% | 6.07% | 9.55% | -818 bps | |
| Share Growth (YoY) | 27.16% | 11.93% | 10.78% | 2.07% | -2.95% | -3,011 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 6.04% | 5.68% | 8.61% | 6.24% | 6.03% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.00% | 4.13% | 3.99% | 4.18% | 3.73% | -26 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.74% | 9.53% | 9.19% | 9.91% | 10.63% | +290 bps | |
| Net Worth / Assets | 7.74% | 9.53% | 9.19% | 9.91% | 10.63% | +290 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.92% | 56.27% | 56.71% | 52.67% | 54.09% | +617 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Pittsburgh, PA · Charter 24483 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
Return on Assets
3.26%
Rank 1 of 78
Net Interest Margin
4.79%
Rank 5 of 78
Efficiency Ratio
60.23%
Rank 14 of 78
Equity / Assets
10.65%
Rank 69 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.26% | 0.37% | 0.83% | 1.31% | Beats 99% | 1 / 78 | |
| Return on Equity | 30.62% | 1.73% | 5.71% | 9.08% | Beats 99% | 1 / 78 | |
| Net Interest Margin | 4.79% | 3.17% | 3.63% | 4.21% | Beats 94% | 5 / 78 | |
| Efficiency Ratio | 60.23% | 65.01% | 78.15% | 89.28% | Beats 83% | 14 / 78 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 6.00% | 0.40% | 0.84% | 1.97% | Beats 3% | 77 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.65% | 12.42% | 15.10% | 18.27% | Beats 12% | 69 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.65% | 12.42% | 15.10% | 18.27% | Beats 12% | 69 / 78 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 54.11% | 34.83% | 50.41% | 71.84% | 56th pctl | 34 / 78 | |
| Loans / Assets | 46.66% | 29.34% | 41.02% | 56.96% | 59th pctl | 32 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||