Knoxville Teachers
Knoxville, TN · Charter 24464 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$259.3MAssets
$202.0MLoans
$230.6MShares
$27.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 64% of credit unions under $1B in assets (rank 608 of 1682).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1618 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.60%
Rank 1,013 of 1,683
Net Interest Margin
2.48%
Rank 1,618 of 1,683
Efficiency Ratio
73.30%
Rank 608 of 1,682
Equity / Assets
10.61%
Rank 1,238 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.35% | 0.74% | 1.18% | Beats 40% | 1,013 / 1,683 | |
| Return on Equity | 5.62% | 2.67% | 5.89% | 8.74% | Beats 47% | 885 / 1,681 | |
| Net Interest Margin | 2.48% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,618 / 1,683 | |
| Efficiency Ratio | 73.30% | 68.91% | 78.20% | 86.93% | Beats 64% | 608 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.26% | 0.65% | 1.29% | Beats 55% | 752 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.61% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,238 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.61% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,238 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.60% | 52.61% | 69.38% | 83.50% | 83rd pctl | 294 / 1,683 | |
| Loans / Assets | 77.91% | 44.71% | 59.18% | 70.72% | 89th pctl | 190 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |