Internal Revenue
New Orleans, LA · Charter 2446 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
$22.5MAssets
$9.2MLoans
$19.1MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 93% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 2 of 28).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 28 of 29).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.18%
Rank 5 of 29
Net Interest Margin
3.11%
Rank 28 of 29
Efficiency Ratio
67.44%
Rank 4 of 29
Equity / Assets
14.07%
Rank 15 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.18% | -0.27% | 0.39% | 0.68% | Beats 83% | 5 / 29 | |
| Return on Equity | 8.41% | 0.64% | 2.28% | 5.24% | Beats 93% | 2 / 28 | |
| Net Interest Margin | 3.11% | 3.88% | 4.49% | 4.89% | Beats 3% | 28 / 29 | |
| Efficiency Ratio | 67.44% | 77.78% | 86.62% | 97.23% | Beats 90% | 4 / 29 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.22% | 1.19% | 2.21% | Beats 76% | 8 / 29 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.07% | 11.89% | 14.07% | 21.10% | Beats 48% | 15 / 29 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.07% | 11.89% | 14.07% | 21.10% | Beats 48% | 15 / 29 | |
| Liquidity & Funding |
| Loans / Deposits | 47.90% | 45.57% | 67.88% | 82.54% | 31st pctl | 20 / 29 | |
| Loans / Assets | 40.71% | 34.60% | 52.32% | 69.33% | 34th pctl | 19 / 29 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |