New Orleans, LA · Charter 2446
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
48
Asset Quality
76
Profitability
60
Liquidity
46
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 2446
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.53% | 0.75% | 1.51% | 1.53% | 1.41% | 0.46% | 1.37% | 1.18% | -35 bps | |
| Return on Equity | 9.68% | 5.10% | 10.34% | 10.41% | 9.72% | 3.24% | 9.57% | 8.41% | -200 bps | |
| Net Interest Margin | 3.76% | 3.59% | 3.58% | 3.52% | 3.39% | 3.47% | 3.28% | 3.11% | -41 bps | |
| Efficiency Ratio | 65.44% | 80.55% | 63.50% | 62.56% | 63.97% | 82.92% | 64.47% | 67.57% | +501 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.31% | 5.43% | 5.25% | 8.78% | 15.07% | 6.52% | 5.03% | 7.05% | -173 bps | |
| Loan Growth (YoY) | -1.67% | -0.29% | 1.06% | 1.70% | -1.46% | -4.20% | -11.75% | -12.32% | -1,402 bps | |
| Share Growth (YoY) | 1.05% | 5.16% | 4.65% | 9.04% | 17.03% | 6.82% | 5.58% | 8.07% | -97 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.07% | 1.10% | 1.20% | 0.66% | 0.24% | 0.57% | 0.41% | 0.22% | -44 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.83% | 14.72% | 14.61% | 14.73% | 14.50% | 14.28% | 14.35% | 14.07% | -66 bps | |
| Net Worth / Assets | 15.83% | 14.72% | 14.61% | 14.73% | 14.50% | 14.28% | 14.35% | 14.07% | -66 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.93% | 62.99% | 61.36% | 59.03% | 55.51% | 56.49% | 51.28% | 47.90% | -1,114 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 2446 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
Return on Assets
1.18%
Rank 5 of 29
Net Interest Margin
3.11%
Rank 28 of 29
Efficiency Ratio
67.44%
Rank 4 of 29
Equity / Assets
14.07%
Rank 15 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.18% | -0.27% | 0.39% | 0.68% | Beats 83% | 5 / 29 | ||
| Return on Equity | 8.41% | 0.64% | 2.28% | 5.24% | Beats 93% | 2 / 28 | ||
| Net Interest Margin | 3.11% | 3.88% | 4.49% | 4.89% | Beats 3% | 28 / 29 | ||
| Efficiency Ratio | 67.44% | 77.78% | 86.62% | 97.23% | Beats 90% | 4 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.22% | 0.22% | 1.19% | 2.21% | Beats 76% | 8 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.07% | 11.89% | 14.07% | 21.10% | Beats 48% | 15 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.07% | 11.89% | 14.07% | 21.10% | Beats 48% | 15 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 47.90% | 45.57% | 67.88% | 82.54% | 31st pctl | 20 / 29 | ||
| Loans / Assets | 40.71% | 34.60% | 52.32% | 69.33% | 34th pctl | 19 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||