PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Citizens Community Development

Omaha, NE · Charter 24453

Q2 1995

$777KAssets
$187KLoans
$770KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -8.08%.
  • Asset quality: problem loans at 24.23% of loans.
  • Funding: loans stand at 24.25% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

-8.08%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets-3.73%-3.96%-8.08%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans30.64%86.33%24.23%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.52%4.13%13.28%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares17.18%23.16%24.25%n/a
Liquid Assets / Assets76.94%73.74%75.18%n/a