PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Lion

El Dorado, AR · Charter 24437

NCUA · 1 branch

Q2 2026

$18.0MAssets
$12.1MLoans
$14.5MShares
$3.4MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.56%, up 100 bps year over year; NIM at 5.00%.
  • Asset quality: problem loans at 0.09% of loans (-26 bps YoY).
  • Capital: net worth / assets of 18.72%, up 113 bps from a year ago.
  • Funding: loans stand at 83.07% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.56%+100 bps YoY

Net Interest Margin (quarter, annualized)

5.00%-24 bps YoY

Efficiency Ratio (quarter, annualized)

75.67%-1,302 bps YoY

Net Worth / Assets

18.72%+113 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.56%0.91%1.23%1.39%1.56%+100 bps
Return on Equity3.16%5.08%6.61%7.63%8.32%+517 bps
Net Interest Margin5.24%5.24%5.31%4.88%5.00%-24 bps
Efficiency Ratio88.69%82.91%80.10%78.48%75.67%-1,302 bps
Growth
Asset Growth (YoY)0.98%1.52%-0.47%3.82%2.67%+170 bps
Loan Growth (YoY)8.56%1.35%-0.57%-1.25%-4.45%-1,301 bps
Share Growth (YoY)0.73%0.75%-2.08%2.53%1.12%+40 bps
Asset Quality
Delinquent Loans / Loans0.35%0.03%0.00%0.04%0.09%-26 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.59%17.95%18.60%18.18%18.72%+113 bps
Net Worth / Assets17.59%17.95%18.60%18.18%18.72%+113 bps
Liquidity & Funding
Loans / Shares87.92%85.10%86.93%82.53%83.07%-484 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps