Lion
El Dorado, AR · Charter 24437 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$18.0MAssets
$12.1MLoans
$14.5MShares
$3.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets (rank 143 of 1683).
- Widest gap: efficiency ratio trails 42% of credit unions under $1B in assets (rank 706 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.56%
Rank 220 of 1,683
Net Interest Margin
5.00%
Rank 143 of 1,683
Efficiency Ratio
75.72%
Rank 706 of 1,682
Equity / Assets
18.72%
Rank 289 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.35% | 0.74% | 1.18% | Beats 87% | 220 / 1,683 | | |
| Return on Equity | 8.33% | 2.67% | 5.89% | 8.74% | Beats 72% | 469 / 1,681 | | |
| Net Interest Margin | 5.00% | 3.31% | 3.82% | 4.32% | Beats 92% | 143 / 1,683 | | |
| Efficiency Ratio | 75.72% | 68.91% | 78.20% | 86.93% | Beats 58% | 706 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.26% | 0.65% | 1.29% | Beats 87% | 222 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.72% | 10.44% | 12.89% | 16.53% | Beats 83% | 289 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.72% | 10.44% | 12.89% | 16.53% | Beats 83% | 289 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.08% | 52.61% | 69.38% | 83.50% | 75th pctl | 429 / 1,683 | | |
| Loans / Assets | 67.32% | 44.71% | 59.18% | 70.72% | 68th pctl | 546 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |