LIttle Rock, AR · Charter 24433
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 1.16% | 1.28% | 1.23% | 1.36% | +44 bps | |
| Return on Equity | 10.32% | 12.38% | 13.05% | 12.24% | 12.03% | +171 bps | |
| Net Interest Margin | 5.45% | 5.80% | 5.99% | 5.42% | 6.06% | +61 bps | |
| Efficiency Ratio | 78.89% | 75.98% | 79.56% | 77.75% | 78.20% | -68 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 15.60% | 14.54% | 12.08% | 12.43% | -8.98% | -2,458 bps | |
| Loan Growth (YoY) | 12.20% | 10.82% | 12.20% | 1.43% | -1.03% | -1,322 bps | |
| Share Growth (YoY) | 15.68% | 14.52% | 11.91% | 12.31% | -11.52% | -2,720 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.92% | 4.65% | 6.25% | 6.59% | 11.22% | +630 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.63% | 1.66% | 1.82% | 2.00% | 1.86% | +23 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.86% | 9.37% | 9.80% | 10.03% | 11.30% | +244 bps | |
| Net Worth / Assets | 8.86% | 9.37% | 9.80% | 10.03% | 11.30% | +244 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.80% | 76.28% | 74.96% | 68.64% | 80.31% | +851 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |