LIttle Rock, AR · Charter 24433
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Little Rock-North Little Rock-Conway, AR area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
11
Profitability
88
Liquidity
38
Efficiency
68
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
LIttle Rock, AR · Charter 24433
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 1.16% | 1.28% | 1.23% | 1.36% | +44 bps | |
| Return on Equity | 10.32% | 12.38% | 13.05% | 12.24% | 12.03% | +171 bps | |
| Net Interest Margin | 5.45% | 5.80% | 5.99% | 5.42% | 6.06% | +61 bps | |
| Efficiency Ratio | 78.89% | 75.98% | 79.56% | 77.75% | 78.20% | -68 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 15.60% | 14.54% | 12.08% | 12.43% | -8.98% | -2,458 bps | |
| Loan Growth (YoY) | 12.20% | 10.82% | 12.20% | 1.43% | -1.03% | -1,322 bps | |
| Share Growth (YoY) | 15.68% | 14.52% | 11.91% | 12.31% | -11.52% | -2,720 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.92% | 4.65% | 6.25% | 6.59% | 11.22% | +630 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.63% | 1.66% | 1.82% | 2.00% | 1.86% | +23 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.86% | 9.37% | 9.80% | 10.03% | 11.30% | +244 bps | |
| Net Worth / Assets | 8.86% | 9.37% | 9.80% | 10.03% | 11.30% | +244 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.80% | 76.28% | 74.96% | 68.64% | 80.31% | +851 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
LIttle Rock, AR · Charter 24433 · Peer group: credit unions under $1B in assets in the Little Rock-North Little Rock-Conway, AR area (n=19)
NCUA · 2 branches
Q2 2026
Return on Assets
1.39%
Rank 4 of 19
Net Interest Margin
6.06%
Rank 2 of 19
Efficiency Ratio
78.95%
Rank 7 of 19
Equity / Assets
11.31%
Rank 14 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.39% | -0.02% | 0.44% | 1.25% | Beats 79% | 4 / 19 | |
| Return on Equity | 12.32% | -0.07% | 3.96% | 5.78% | Beats 95% | 1 / 19 | |
| Net Interest Margin | 6.06% | 3.37% | 4.04% | 4.48% | Beats 89% | 2 / 19 | |
| Efficiency Ratio | 78.95% | 69.76% | 87.77% | 101.21% | Beats 68% | 7 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 11.23% | 0.12% | 0.82% | 2.31% | Beats 11% | 18 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.31% | 11.21% | 13.34% | 22.44% | Beats 26% | 14 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.31% | 11.21% | 13.34% | 22.44% | Beats 26% | 14 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 80.30% | 56.40% | 66.97% | 83.97% | 68th pctl | 6 / 19 | |
| Loans / Assets | 70.79% | 43.58% | 56.37% | 69.23% | 79th pctl | 4 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||