Maple Grove, MN · Charter 24414
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.78% | 0.81% | 0.83% | 1.11% | 1.08% | +30 bps | |
| Return on Equity | 7.30% | 7.48% | 7.65% | 10.26% | 9.89% | +258 bps | |
| Net Interest Margin | 3.42% | 3.44% | 3.43% | 3.58% | 3.54% | +12 bps | |
| Efficiency Ratio | 80.14% | 79.85% | 79.16% | 71.86% | 71.36% | -878 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.32% | 3.30% | 4.65% | 6.55% | 7.75% | +243 bps | |
| Loan Growth (YoY) | 21.26% | 17.76% | 22.41% | 23.56% | 19.75% | -151 bps | |
| Share Growth (YoY) | 5.79% | 5.51% | 5.45% | 5.41% | 6.43% | +64 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.46% | 0.22% | 0.88% | 0.46% | 0.29% | -217 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.72% | 10.85% | 10.81% | 10.86% | 10.92% | +20 bps | |
| Net Worth / Assets | 10.72% | 10.85% | 10.81% | 10.86% | 10.92% | +20 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 63.25% | 62.67% | 65.86% | 68.35% | 71.17% | +791 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |