Maple Grove, MN · Charter 24414
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
28
Asset Quality
76
Profitability
72
Liquidity
100
Efficiency
92
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Maple Grove, MN · Charter 24414
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.55% | 0.74% | 0.78% | 0.81% | 0.83% | 1.11% | 1.08% | +30 bps | |
| Return on Equity | 4.58% | 5.29% | 6.98% | 7.30% | 7.48% | 7.65% | 10.26% | 9.89% | +258 bps | |
| Net Interest Margin | 3.01% | 3.07% | 3.40% | 3.42% | 3.44% | 3.43% | 3.58% | 3.54% | +12 bps | |
| Efficiency Ratio | 85.48% | 83.11% | 81.78% | 80.14% | 79.85% | 79.16% | 71.86% | 71.36% | -878 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.69% | 5.16% | 3.55% | 5.32% | 3.30% | 4.65% | 6.55% | 7.75% | +243 bps | |
| Loan Growth (YoY) | 9.08% | 13.76% | 17.96% | 21.26% | 17.76% | 22.41% | 23.56% | 19.75% | -151 bps | |
| Share Growth (YoY) | 7.32% | 5.44% | 4.23% | 5.79% | 5.51% | 5.45% | 5.41% | 6.43% | +64 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.71% | 2.73% | 2.75% | 2.46% | 0.22% | 0.88% | 0.46% | 0.29% | -217 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.37% | 10.45% | 10.60% | 10.72% | 10.85% | 10.81% | 10.86% | 10.92% | +20 bps | |
| Net Worth / Assets | 10.37% | 10.45% | 10.60% | 10.72% | 10.85% | 10.81% | 10.86% | 10.92% | +20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 56.15% | 56.74% | 58.30% | 63.25% | 62.67% | 65.86% | 68.35% | 71.17% | +791 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Maple Grove, MN · Charter 24414 · Peer group: credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25)
NCUA · 3 branches
Q2 2026
Return on Assets
1.08%
Rank 3 of 25
Net Interest Margin
3.54%
Rank 16 of 25
Efficiency Ratio
71.36%
Rank 3 of 25
Equity / Assets
10.92%
Rank 18 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.08% | -0.29% | 0.38% | 0.84% | Beats 88% | 3 / 25 | ||
| Return on Equity | 9.88% | -1.54% | 3.43% | 5.67% | Beats 92% | 2 / 25 | ||
| Net Interest Margin | 3.54% | 3.36% | 3.62% | 4.13% | Beats 36% | 16 / 25 | ||
| Efficiency Ratio | 71.36% | 75.76% | 88.22% | 93.38% | Beats 92% | 3 / 25 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.29% | 0.29% | 0.62% | 1.02% | Beats 76% | 7 / 25 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.92% | 10.07% | 11.51% | 14.55% | Beats 28% | 18 / 25 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.92% | 10.07% | 11.51% | 14.55% | Beats 28% | 18 / 25 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 71.17% | 59.49% | 71.17% | 86.44% | 48th pctl | 13 / 25 | ||
| Loans / Assets | 61.94% | 53.45% | 61.94% | 76.61% | 48th pctl | 13 / 25 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||