Omaha, NE · Charter 24396
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.72% | 0.99% | 1.13% | 1.25% | 1.29% | 1.52% | 1.52% | +39 bps | |
| Return on Equity | 5.45% | 5.87% | 8.07% | 8.83% | 9.53% | 9.49% | 11.23% | 10.71% | +188 bps | |
| Net Interest Margin | 2.76% | 2.93% | 3.19% | 3.33% | 3.43% | 3.51% | 3.66% | 3.85% | +52 bps | |
| Efficiency Ratio | 81.19% | 80.10% | 72.51% | 69.62% | 67.02% | 67.39% | 62.54% | 61.00% | -862 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.69% | 2.85% | 3.04% | -2.40% | -0.86% | 0.29% | 0.78% | 0.76% | +316 bps | |
| Loan Growth (YoY) | -9.07% | -6.57% | -8.93% | -6.27% | -10.36% | -9.66% | -8.09% | -8.13% | -186 bps | |
| Share Growth (YoY) | 1.28% | 2.27% | 2.61% | -3.94% | -2.32% | -1.08% | -0.74% | -0.88% | +306 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.47% | 0.65% | 0.46% | 0.11% | 0.20% | 0.46% | 0.17% | -29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.90% | 12.30% | 12.29% | 12.78% | 13.17% | 13.55% | 13.58% | 14.16% | +137 bps | |
| Net Worth / Assets | 11.90% | 12.30% | 12.29% | 12.78% | 13.17% | 13.55% | 13.58% | 14.16% | +137 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 23.10% | 22.95% | 21.27% | 22.20% | 21.20% | 20.96% | 19.70% | 20.57% | -162 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |