PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Neighborhood Community

Omaha, NE · Charter 24396

NCUA · 1 branch

Q2 2026

$31.0MAssets
$5.4MLoans
$26.5MShares
$4.4MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.52%, up 39 bps year over year; NIM at 3.85%.
  • Asset quality: problem loans at 0.17% of loans (-29 bps YoY).
  • Capital: net worth / assets of 14.16%, up 137 bps from a year ago.
  • Funding: loans stand at 20.57% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.52%+39 bps YoY

Net Interest Margin (quarter, annualized)

3.85%+52 bps YoY

Efficiency Ratio (quarter, annualized)

61.00%-862 bps YoY

Net Worth / Assets

14.16%+137 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.13%1.25%1.29%1.52%1.52%+39 bps
Return on Equity8.83%9.53%9.49%11.23%10.71%+188 bps
Net Interest Margin3.33%3.43%3.51%3.66%3.85%+52 bps
Efficiency Ratio69.62%67.02%67.39%62.54%61.00%-862 bps
Growth
Asset Growth (YoY)-2.40%-0.86%0.29%0.78%0.76%+316 bps
Loan Growth (YoY)-6.27%-10.36%-9.66%-8.09%-8.13%-186 bps
Share Growth (YoY)-3.94%-2.32%-1.08%-0.74%-0.88%+306 bps
Asset Quality
Delinquent Loans / Loans0.46%0.11%0.20%0.46%0.17%-29 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.78%13.17%13.55%13.58%14.16%+137 bps
Net Worth / Assets12.78%13.17%13.55%13.58%14.16%+137 bps
Liquidity & Funding
Loans / Shares22.20%21.20%20.96%19.70%20.57%-162 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps