Omaha, NE · Charter 24396
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
56
Asset Quality
67
Profitability
72
Liquidity
0
Efficiency
94
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 24396
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.72% | 0.99% | 1.13% | 1.25% | 1.29% | 1.52% | 1.52% | +39 bps | |
| Return on Equity | 5.45% | 5.87% | 8.07% | 8.83% | 9.53% | 9.49% | 11.23% | 10.71% | +188 bps | |
| Net Interest Margin | 2.76% | 2.93% | 3.19% | 3.33% | 3.43% | 3.51% | 3.66% | 3.85% | +52 bps | |
| Efficiency Ratio | 81.19% | 80.10% | 72.51% | 69.62% | 67.02% | 67.39% | 62.54% | 61.00% | -862 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.69% | 2.85% | 3.04% | -2.40% | -0.86% | 0.29% | 0.78% | 0.76% | +316 bps | |
| Loan Growth (YoY) | -9.07% | -6.57% | -8.93% | -6.27% | -10.36% | -9.66% | -8.09% | -8.13% | -186 bps | |
| Share Growth (YoY) | 1.28% | 2.27% | 2.61% | -3.94% | -2.32% | -1.08% | -0.74% | -0.88% | +306 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.47% | 0.65% | 0.46% | 0.11% | 0.20% | 0.46% | 0.17% | -29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.90% | 12.30% | 12.29% | 12.78% | 13.17% | 13.55% | 13.58% | 14.16% | +137 bps | |
| Net Worth / Assets | 11.90% | 12.30% | 12.29% | 12.78% | 13.17% | 13.55% | 13.58% | 14.16% | +137 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 23.10% | 22.95% | 21.27% | 22.20% | 21.20% | 20.96% | 19.70% | 20.57% | -162 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 24396 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
1.52%
Rank 4 of 18
Net Interest Margin
3.85%
Rank 8 of 18
Efficiency Ratio
60.98%
Rank 2 of 18
Equity / Assets
14.16%
Rank 8 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.52% | -0.04% | 0.96% | 1.20% | Beats 78% | 4 / 18 | ||
| Return on Equity | 10.72% | -0.31% | 5.60% | 9.86% | Beats 83% | 3 / 18 | ||
| Net Interest Margin | 3.85% | 3.29% | 3.78% | 4.10% | Beats 56% | 8 / 18 | ||
| Efficiency Ratio | 60.98% | 69.73% | 80.05% | 99.73% | Beats 94% | 2 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.17% | 0.04% | 0.25% | 1.23% | Beats 67% | 7 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.16% | 9.54% | 14.01% | 17.54% | Beats 56% | 8 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.16% | 9.54% | 14.01% | 17.54% | Beats 56% | 8 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 20.57% | 37.80% | 60.87% | 83.48% | 0th pctl | 18 / 18 | ||
| Loans / Assets | 17.58% | 34.93% | 54.47% | 72.37% | 0th pctl | 18 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||