Little Rock, AR · Charter 24390
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.04% | 0.07% | 0.06% | 0.17% | 0.42% | 0.33% | 0.21% | 0.24% | +7 bps | |
| Return on Equity | 0.44% | 0.86% | 0.77% | 2.00% | 4.81% | 3.69% | 2.33% | 2.73% | +73 bps | |
| Net Interest Margin | 3.82% | 3.99% | 4.20% | 4.28% | 4.40% | 4.46% | 4.47% | 4.34% | +6 bps | |
| Efficiency Ratio | 94.36% | 92.09% | 82.37% | 80.71% | 80.48% | 84.91% | 86.17% | 87.81% | +710 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.27% | -0.58% | 0.73% | -2.05% | -1.05% | -0.11% | -2.04% | -0.57% | +147 bps | |
| Loan Growth (YoY) | 1.48% | -1.50% | 0.73% | -1.77% | -2.41% | -2.07% | -0.14% | 0.27% | +204 bps | |
| Share Growth (YoY) | 0.44% | -1.15% | -0.52% | -2.83% | -2.43% | -1.32% | -2.62% | -1.00% | +183 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.64% | 0.61% | 0.79% | 0.54% | 0.54% | 0.69% | 0.79% | 0.48% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.38% | 8.56% | 8.38% | 8.45% | 8.82% | 8.89% | 8.91% | 8.85% | +40 bps | |
| Net Worth / Assets | 8.38% | 8.56% | 8.38% | 8.45% | 8.82% | 8.89% | 8.91% | 8.85% | +40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.27% | 85.91% | 83.68% | 83.33% | 85.29% | 85.26% | 85.82% | 84.40% | +107 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |