South Sioux Cit, NE · Charter 24327
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.95% | 0.96% | 0.91% | 0.66% | 0.88% | -6 bps | |
| Return on Equity | 7.67% | 7.80% | 7.39% | 5.53% | 7.22% | -45 bps | |
| Net Interest Margin | 3.58% | 3.55% | 3.50% | 3.36% | 3.53% | -5 bps | |
| Efficiency Ratio | 75.03% | 74.87% | 76.09% | 82.35% | 78.62% | +359 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.24% | 3.89% | 4.41% | 7.94% | 8.75% | +651 bps | |
| Loan Growth (YoY) | 9.29% | 9.87% | 9.41% | 5.60% | 4.03% | -525 bps | |
| Share Growth (YoY) | 2.10% | 3.31% | 4.05% | 8.27% | 8.91% | +681 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.48% | 0.66% | 0.31% | 0.39% | 0.43% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.33% | 12.36% | 12.30% | 11.87% | 12.21% | -12 bps | |
| Net Worth / Assets | 12.33% | 12.36% | 12.30% | 11.87% | 12.21% | -12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.62% | 85.51% | 84.56% | 79.68% | 81.78% | -384 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |