Siouxland
South Sioux Cit, NE · Charter 24327 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$351.9MAssets
$250.8MLoans
$306.7MShares
$43.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 64% of credit unions under $1B in assets (rank 604 of 1682).
- Widest gap: net interest margin trails 65% of credit unions under $1B in assets (rank 1095 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.88%
Rank 701 of 1,683
Net Interest Margin
3.53%
Rank 1,095 of 1,683
Efficiency Ratio
78.62%
Rank 865 of 1,682
Equity / Assets
12.21%
Rank 961 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.35% | 0.74% | 1.18% | Beats 58% | 701 / 1,683 | | |
| Return on Equity | 7.22% | 2.67% | 5.89% | 8.74% | Beats 63% | 617 / 1,681 | | |
| Net Interest Margin | 3.53% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,095 / 1,683 | | |
| Efficiency Ratio | 78.62% | 68.91% | 78.20% | 86.93% | Beats 49% | 865 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.26% | 0.65% | 1.29% | Beats 64% | 604 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.21% | 10.44% | 12.89% | 16.53% | Beats 43% | 961 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.21% | 10.44% | 12.89% | 16.53% | Beats 43% | 961 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.78% | 52.61% | 69.38% | 83.50% | 73rd pctl | 460 / 1,683 | | |
| Loans / Assets | 71.28% | 44.71% | 59.18% | 70.72% | 76th pctl | 400 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |