PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Northrop Grumman

Gardena, CA · Charter 24292

NCUA · 28 branches

Q2 2026

$1.6BAssets
$827.9MLoans
$1.5BShares
$148.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.21%, up 5 bps year over year; NIM at 2.99%.
  • Asset quality: problem loans at 1.62% of loans (-1 bps YoY).
  • Capital: net worth / assets of 9.01%, down 23 bps from a year ago.
  • Funding: loans stand at 55.79% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.21%+5 bps YoY

Net Interest Margin (YTD, annualized)

2.99%+21 bps YoY

Efficiency Ratio (YTD, annualized)

86.74%+97 bps YoY

Net Worth / Assets

9.01%-23 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.15%0.20%0.18%0.22%0.21%+5 bps
Return on Equity1.67%2.21%1.98%2.52%2.28%+61 bps
Net Interest Margin2.78%2.84%2.86%2.92%2.99%+21 bps
Efficiency Ratio85.77%83.33%83.86%87.55%86.74%+97 bps
Growth
Asset Growth (YoY)-3.82%-3.96%6.37%4.25%3.15%+697 bps
Loan Growth (YoY)-2.18%-2.40%-1.35%-2.08%-1.23%+95 bps
Share Growth (YoY)4.45%4.92%5.61%3.88%3.00%-145 bps
Asset Quality
Delinquent Loans / Loans1.63%1.59%1.60%1.56%1.62%-1 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.23%9.23%9.02%8.91%9.01%-23 bps
Net Worth / Assets9.23%9.23%9.02%8.91%9.01%-23 bps
Liquidity & Funding
Loans / Shares58.18%57.43%57.58%55.32%55.79%-239 bps
Liquid Assets / Assets99.67%0.00%0.00%0.00%0.00%-9,967 bps