Philadelphia, PA · Charter 24290
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -1.32% | -0.63% | -1.24% | 1.22% | 0.02% | +134 bps | |
| Return on Equity | -7.90% | -3.65% | -7.25% | 7.23% | 0.11% | +800 bps | |
| Net Interest Margin | 0.73% | 1.75% | 1.70% | 3.39% | 3.22% | +249 bps | |
| Efficiency Ratio | 188.83% | 126.75% | 142.55% | 64.37% | 95.31% | -9,352 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -9.03% | -11.62% | -11.68% | -7.76% | -11.34% | -231 bps | |
| Loan Growth (YoY) | -45.76% | -51.16% | -52.23% | -56.06% | -57.53% | -1,177 bps | |
| Share Growth (YoY) | -9.90% | -12.83% | -13.76% | -9.79% | -13.78% | -388 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.18% | 2.68% | 4.02% | 2.52% | 4.20% | +202 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.58% | 2.59% | 10.16% | 12.97% | 15.88% | +1,430 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.68% | 17.38% | 17.08% | 16.91% | 18.25% | +157 bps | |
| Net Worth / Assets | 16.68% | 17.38% | 17.08% | 16.91% | 18.25% | +157 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 4.13% | 3.28% | 2.78% | 2.15% | 2.03% | -209 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |