Columbus, NE · Charter 24286
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.76% | 0.84% | 0.85% | 1.08% | 1.21% | 1.28% | 1.23% | 1.36% | +28 bps | |
| Return on Equity | 4.28% | 4.68% | 4.77% | 5.87% | 6.45% | 6.69% | 6.54% | 7.05% | +118 bps | |
| Net Interest Margin | 2.38% | 2.51% | 2.64% | 2.77% | 2.82% | 2.85% | 2.81% | 2.93% | +16 bps | |
| Efficiency Ratio | 68.04% | 65.94% | 68.06% | 61.68% | 57.97% | 56.65% | 58.54% | 55.54% | -614 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.80% | 4.55% | 4.25% | 2.39% | 0.08% | 0.70% | 2.17% | 2.47% | +8 bps | |
| Loan Growth (YoY) | 0.10% | -1.91% | -0.14% | 1.70% | 2.71% | 3.01% | 3.13% | 1.54% | -16 bps | |
| Share Growth (YoY) | 3.20% | 4.59% | 4.24% | 1.92% | -1.14% | -0.47% | 1.21% | 1.23% | -69 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.17% | 0.13% | 0.08% | 0.09% | 0.05% | 0.07% | 0.03% | 0.05% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.64% | 17.94% | 17.88% | 18.36% | 18.81% | 19.09% | 18.84% | 19.32% | +96 bps | |
| Net Worth / Assets | 17.64% | 17.94% | 17.88% | 18.36% | 18.81% | 19.09% | 18.84% | 19.32% | +96 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 104.38% | 104.09% | 103.16% | 106.24% | 108.44% | 107.74% | 105.13% | 106.57% | +33 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |