Columbus, NE · Charter 24286
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.08% | 1.21% | 1.28% | 1.23% | 1.36% | +28 bps | |
| Return on Equity | 5.87% | 6.45% | 6.69% | 6.54% | 7.05% | +118 bps | |
| Net Interest Margin | 2.77% | 2.82% | 2.85% | 2.81% | 2.93% | +16 bps | |
| Efficiency Ratio | 61.68% | 57.97% | 56.65% | 58.54% | 55.54% | -614 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.39% | 0.08% | 0.70% | 2.17% | 2.47% | +8 bps | |
| Loan Growth (YoY) | 1.70% | 2.71% | 3.01% | 3.13% | 1.54% | -16 bps | |
| Share Growth (YoY) | 1.92% | -1.14% | -0.47% | 1.21% | 1.23% | -69 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.09% | 0.05% | 0.07% | 0.03% | 0.05% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.36% | 18.81% | 19.09% | 18.84% | 19.32% | +96 bps | |
| Net Worth / Assets | 18.36% | 18.81% | 19.09% | 18.84% | 19.32% | +96 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 106.24% | 108.44% | 107.74% | 105.13% | 106.57% | +33 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |