Rogers & Williams Employees
Morton, MS · Charter 24273 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 2 branches
Q3 2024
$1.9MAssets
$1.1MLoans
$1.7MShares
$131KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets (rank 41 of 1761).
- Widest gap: return on assets trails 100% of credit unions under $1B in assets (rank 1753 of 1761).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-8.39%
Rank 1,753 of 1,761
Net Interest Margin
6.24%
Rank 41 of 1,761
Efficiency Ratio
176.36%
Rank 1,741 of 1,754
Equity / Assets
7.04%
Rank 1,730 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -8.39% | 0.26% | 0.70% | 1.22% | Beats 0% | 1,753 / 1,761 | |
| Return on Equity | -119.08% | 2.09% | 5.52% | 9.08% | Beats 1% | 1,752 / 1,761 | |
| Net Interest Margin | 6.24% | 3.03% | 3.59% | 4.25% | Beats 98% | 41 / 1,761 | |
| Efficiency Ratio | 176.36% | 68.95% | 77.94% | 87.14% | Beats 1% | 1,741 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.65% | 0.26% | 0.65% | 1.27% | Beats 18% | 1,445 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.04% | 10.05% | 12.42% | 15.87% | Beats 2% | 1,730 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.04% | 10.05% | 12.42% | 15.87% | Beats 2% | 1,730 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 63.56% | 56.21% | 73.13% | 85.64% | 35th pctl | 1,148 / 1,759 | |
| Loans / Assets | 58.49% | 47.85% | 62.48% | 73.19% | 43rd pctl | 1,009 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |