Philadelphia, PA · Charter 24266
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.69% | 1.91% | 1.26% | 2.16% | 2.14% | -55 bps | |
| Return on Equity | 12.20% | 8.53% | 5.70% | 9.63% | 9.58% | -261 bps | |
| Net Interest Margin | 4.94% | 4.74% | 4.54% | 4.71% | 4.35% | -59 bps | |
| Efficiency Ratio | 48.12% | 61.50% | 73.55% | 56.81% | 54.20% | +608 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.12% | -0.90% | -1.00% | -0.54% | 3.25% | +213 bps | |
| Loan Growth (YoY) | -21.98% | -30.25% | -10.82% | 0.45% | -14.68% | +730 bps | |
| Share Growth (YoY) | -2.22% | -3.42% | -2.88% | -2.09% | 2.87% | +508 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 8.20% | +820 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 8.26% | 8.90% | 7.63% | 7.53% | 9.68% | +142 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.05% | 22.42% | 22.11% | 22.40% | 22.34% | +29 bps | |
| Net Worth / Assets | 22.05% | 22.42% | 22.11% | 22.40% | 22.34% | +29 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 23.04% | 21.75% | 25.11% | 25.20% | 19.11% | -393 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |