Washington, DC · Charter 24262
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -14.16% | -13.66% | -0.41% | 2.38% | 0.83% | -1.30% | 0.23% | 1.84% | -54 bps | |
| Return on Equity | -105.55% | -105.03% | -2.95% | 16.56% | 6.11% | -10.66% | 2.34% | 18.20% | +163 bps | |
| Net Interest Margin | 5.39% | 5.74% | 5.48% | 5.46% | 5.58% | 5.50% | 5.61% | 6.08% | +62 bps | |
| Efficiency Ratio | 239% | 208% | 103.52% | 83.02% | 92.98% | 100.83% | 98.37% | 86.02% | +300 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.63% | -9.27% | -7.34% | 1.29% | 9.99% | 13.13% | 11.99% | 7.24% | +595 bps | |
| Loan Growth (YoY) | 83.27% | 49.57% | 19.69% | -2.29% | -11.20% | 6.59% | 6.53% | -6.02% | -373 bps | |
| Share Growth (YoY) | -3.82% | -1.07% | -0.30% | 6.92% | 11.44% | 15.89% | 15.98% | 11.31% | +439 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.58% | 0.00% | 11.91% | 6.16% | 11.09% | 4.63% | 9.75% | 13.69% | +753 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.42% | 13.01% | 13.98% | 14.39% | 13.64% | 12.24% | 9.92% | 10.13% | -426 bps | |
| Net Worth / Assets | 13.42% | 13.01% | 13.98% | 14.39% | 13.64% | 12.24% | 9.92% | 10.13% | -426 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.96% | 68.80% | 64.30% | 59.90% | 57.34% | 63.28% | 59.07% | 50.57% | -932 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |