Washington, DC · Charter 24262
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60 to 61). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
5
Profitability
94
Liquidity
69
Efficiency
57
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Washington, DC · Charter 24262
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -14.16% | -13.66% | -0.41% | 2.38% | 0.83% | -1.30% | 0.23% | 1.84% | -54 bps | |
| Return on Equity | -105.55% | -105.03% | -2.95% | 16.56% | 6.11% | -10.66% | 2.34% | 18.20% | +163 bps | |
| Net Interest Margin | 5.39% | 5.74% | 5.48% | 5.46% | 5.58% | 5.50% | 5.61% | 6.08% | +62 bps | |
| Efficiency Ratio | 239% | 208% | 103.52% | 83.02% | 92.98% | 100.83% | 98.37% | 86.02% | +300 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.63% | -9.27% | -7.34% | 1.29% | 9.99% | 13.13% | 11.99% | 7.24% | +595 bps | |
| Loan Growth (YoY) | 83.27% | 49.57% | 19.69% | -2.29% | -11.20% | 6.59% | 6.53% | -6.02% | -373 bps | |
| Share Growth (YoY) | -3.82% | -1.07% | -0.30% | 6.92% | 11.44% | 15.89% | 15.98% | 11.31% | +439 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.58% | 0.00% | 11.91% | 6.16% | 11.09% | 4.63% | 9.75% | 13.69% | +753 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.42% | 13.01% | 13.98% | 14.39% | 13.64% | 12.24% | 9.92% | 10.13% | -426 bps | |
| Net Worth / Assets | 13.42% | 13.01% | 13.98% | 14.39% | 13.64% | 12.24% | 9.92% | 10.13% | -426 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.96% | 68.80% | 64.30% | 59.90% | 57.34% | 63.28% | 59.07% | 50.57% | -932 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Washington, DC · Charter 24262 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 2 branches
Q2 2026
Return on Assets
1.82%
Rank 6 of 61
Net Interest Margin
6.05%
Rank 3 of 61
Efficiency Ratio
86.15%
Rank 27 of 60
Equity / Assets
10.09%
Rank 45 of 61
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.82% | -0.02% | 0.37% | 0.88% | Beats 90% | 6 / 61 | ||
| Return on Equity | 18.00% | -0.25% | 2.65% | 5.53% | Beats 97% | 2 / 61 | ||
| Net Interest Margin | 6.05% | 3.07% | 3.57% | 4.09% | Beats 95% | 3 / 61 | ||
| Efficiency Ratio | 86.15% | 71.78% | 87.58% | 95.00% | Beats 57% | 27 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 13.69% | 0.44% | 1.06% | 1.85% | Beats 5% | 58 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.09% | 9.78% | 12.37% | 17.30% | Beats 26% | 45 / 61 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.09% | 9.78% | 12.37% | 17.30% | Beats 26% | 45 / 61 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 50.61% | 37.27% | 62.33% | 76.91% | 38th pctl | 38 / 61 | ||
| Loans / Assets | 45.71% | 30.13% | 54.75% | 64.37% | 41st pctl | 36 / 61 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||