Huntington C & O Railway Employees
Huntington, WV · Charter 24236 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 1 branch
Q2 2026
$30.7MAssets
$11.8MLoans
$25.9MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 75% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 4 of 16).
- Widest gap: nonperforming loans / loans trails 88% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 15 of 16).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.61%
Rank 9 of 16
Net Interest Margin
4.55%
Rank 4 of 16
Efficiency Ratio
85.07%
Rank 12 of 16
Equity / Assets
15.29%
Rank 5 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.61% | 0.26% | 0.64% | 1.04% | Beats 44% | 9 / 16 | | |
| Return on Equity | 4.01% | 2.11% | 6.23% | 8.05% | Beats 38% | 10 / 16 | | |
| Net Interest Margin | 4.55% | 3.27% | 3.61% | 4.55% | Beats 75% | 4 / 16 | | |
| Efficiency Ratio | 85.07% | 73.53% | 78.18% | 86.56% | Beats 31% | 12 / 16 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.58% | 0.76% | 1.98% | 4.44% | Beats 12% | 15 / 16 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.29% | 11.13% | 12.88% | 16.82% | Beats 69% | 5 / 16 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.29% | 11.13% | 12.88% | 16.82% | Beats 69% | 5 / 16 | | |
| Liquidity & Funding |
| Loans / Deposits | 45.60% | 50.42% | 58.02% | 68.47% | 13th pctl | 14 / 16 | | |
| Loans / Assets | 38.52% | 44.10% | 51.06% | 58.46% | 19th pctl | 13 / 16 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |