Rockland
Rockland, MA · Charter 24224 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 9 branches
Q2 2026
$3.8BAssets
$3.4BLoans
$3.3BShares
$392.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions $1B-$10B in assets (rank 79 of 435).
- Widest gap: net interest margin trails 94% of credit unions $1B-$10B in assets (rank 408 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.70%
Rank 270 of 435
Net Interest Margin
2.41%
Rank 408 of 435
Efficiency Ratio
65.03%
Rank 106 of 435
Equity / Assets
10.25%
Rank 282 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.55% | 0.81% | 1.14% | Beats 38% | 270 / 435 | |
| Return on Equity | 6.84% | 5.12% | 7.41% | 9.70% | Beats 43% | 247 / 435 | |
| Net Interest Margin | 2.41% | 3.01% | 3.39% | 3.75% | Beats 6% | 408 / 435 | |
| Efficiency Ratio | 65.03% | 65.25% | 71.39% | 77.86% | Beats 76% | 106 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.45% | 0.69% | 1.05% | Beats 82% | 79 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.25% | 9.81% | 10.84% | 12.63% | Beats 35% | 282 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.25% | 9.81% | 10.84% | 12.63% | Beats 35% | 282 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 102.06% | 78.33% | 88.38% | 95.61% | 89th pctl | 50 / 435 | |
| Loans / Assets | 88.49% | 67.69% | 74.58% | 80.80% | 97th pctl | 15 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |