Washington, DC · Charter 24219
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.99% | 3.44% | 2.66% | 3.05% | 3.65% | 3.46% | 3.62% | 2.67% | -38 bps | |
| Return on Equity | 8.88% | 9.45% | 7.37% | 8.24% | 8.84% | 8.29% | 8.65% | 6.37% | -187 bps | |
| Net Interest Margin | 5.03% | 5.24% | 5.04% | 4.94% | 5.34% | 5.01% | 4.56% | 4.39% | -55 bps | |
| Efficiency Ratio | 28.69% | 25.58% | 47.42% | 38.67% | 32.11% | 31.42% | 21.36% | 39.60% | +93 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.41% | -1.45% | -1.43% | -5.74% | -9.84% | -4.85% | -5.64% | -4.74% | +100 bps | |
| Loan Growth (YoY) | 24.60% | 25.29% | 29.22% | 27.79% | -5.13% | -8.52% | -8.03% | -10.61% | -3,840 bps | |
| Share Growth (YoY) | 3.09% | -7.17% | -6.98% | -12.83% | -20.12% | -12.79% | -14.13% | -12.22% | +60 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.70% | 0.18% | 0.12% | 0.00% | 0.78% | 1.27% | 1.55% | +143 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.29% | 2.20% | 2.47% | 2.51% | 2.65% | 2.73% | 2.94% | 3.17% | +66 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 33.68% | 36.40% | 36.08% | 37.02% | 41.24% | 41.71% | 41.83% | 41.96% | +495 bps | |
| Net Worth / Assets | 33.68% | 36.40% | 36.08% | 37.02% | 41.24% | 41.71% | 41.83% | 41.96% | +495 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 58.54% | 66.66% | 61.42% | 61.43% | 69.53% | 69.93% | 65.79% | 62.56% | +113 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |