PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Westwood Student

Los Angeles, CA · Charter 24179

Q4 1995

$2.3MAssets
$1.9MLoans
$2.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -5.97%.
  • Asset quality: problem loans at 35.07% of loans.
  • Funding: loans stand at 80.19% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

-5.97%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets2.15%0.52%-12.63%-5.97%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.78%5.18%6.03%35.07%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.30%2.76%11.97%6.88%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares105.25%75.33%77.51%80.19%n/a
Liquid Assets / Assets4.92%7.18%21.67%14.23%n/a