Princeton, NJ · Charter 24150
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 1.03% | 1.39% | 1.36% | 1.75% | 1.74% | 2.13% | 1.71% | +34 bps | |
| Return on Equity | 8.94% | 8.77% | 11.71% | 11.17% | 13.38% | 13.02% | 15.81% | 12.58% | +141 bps | |
| Net Interest Margin | 3.68% | 3.78% | 4.04% | 4.33% | 4.64% | 4.67% | 6.33% | 5.59% | +126 bps | |
| Efficiency Ratio | 75.61% | 75.05% | 69.17% | 69.16% | 64.74% | 64.84% | 59.74% | 65.55% | -360 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.15% | -3.59% | -0.53% | -0.40% | -1.57% | 0.40% | 2.24% | 4.11% | +451 bps | |
| Loan Growth (YoY) | -2.57% | 2.25% | 6.77% | 9.19% | 12.43% | 6.13% | 10.01% | 6.89% | -230 bps | |
| Share Growth (YoY) | -5.58% | -5.46% | -3.17% | -3.01% | -3.49% | -1.62% | 1.40% | 3.45% | +647 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.26% | 0.48% | 0.28% | 0.41% | 0.53% | 0.30% | 0.62% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.34% | 11.69% | 11.89% | 12.22% | 13.09% | 13.38% | 13.50% | 13.58% | +136 bps | |
| Net Worth / Assets | 11.34% | 11.69% | 11.89% | 12.22% | 13.09% | 13.38% | 13.50% | 13.58% | +136 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 60.42% | 63.67% | 65.06% | 68.26% | 70.38% | 68.68% | 70.58% | 70.52% | +227 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |