PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Fort Trumbull

New London, CT · Charter 24126

Q4 1996

$6.6MAssets
$20KLoans
$0KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.44%, up 136 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (-249 bps YoY).

Financial Results

Return on Assets (YTD, annualized)

3.44%+136 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ4 1994Q2 1995Q4 1995Q2 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets2.09%2.89%3.01%3.13%3.44%+136 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a-24.32%-44.44%n/a
Loan Growth (YoY)n/an/an/a-9.20%-99.37%n/a
Share Growth (YoY)n/an/an/a-26.98%-100.00%n/a
Asset Quality
Delinquent Loans / Loans2.49%2.27%1.15%0.25%0.00%-249 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans2.43%2.66%2.35%1.50%241%+23,846 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares28.71%30.78%31.36%29.52%n/an/a
Liquid Assets / Assets44.83%53.71%57.51%61.59%51.19%+636 bps