Schererville, IN · Charter 24078
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.53% | 0.29% | 0.31% | 0.38% | 0.38% | -15 bps | |
| Return on Equity | 4.05% | 2.25% | 2.39% | 2.91% | 2.88% | -117 bps | |
| Net Interest Margin | 3.24% | 3.24% | 3.26% | 3.25% | 3.33% | +10 bps | |
| Efficiency Ratio | 83.67% | 86.86% | 87.62% | 93.51% | 88.79% | +512 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.46% | -2.56% | -2.11% | -1.04% | 1.03% | +449 bps | |
| Loan Growth (YoY) | -8.44% | -2.91% | -2.50% | -2.58% | 3.19% | +1,163 bps | |
| Share Growth (YoY) | -5.29% | -4.17% | -4.90% | -2.88% | -1.60% | +369 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.79% | 1.30% | 1.12% | 0.50% | 0.76% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.99% | 12.87% | 13.05% | 12.99% | 13.07% | +9 bps | |
| Net Worth / Assets | 12.99% | 12.87% | 13.05% | 12.99% | 13.07% | +9 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 55.04% | 55.98% | 56.31% | 54.86% | 57.72% | +268 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |