Washington, DC · Charter 24073
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 19.62% | 11.78% | 4.80% | 24.76% | 2.15% | 2.32% | -19.99% | 5.56% | -1,921 bps | |
| Return on Equity | 42.21% | 26.27% | 10.74% | 60.09% | 5.19% | 5.67% | -47.77% | 13.43% | -4,666 bps | |
| Net Interest Margin | 6.58% | 6.90% | 5.36% | 8.35% | 7.51% | 6.30% | 4.25% | 5.91% | -244 bps | |
| Efficiency Ratio | 13.77% | 39.25% | 11.81% | -193.57% | 18.85% | 16.72% | 28.70% | 15.37% | +20,895 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 15.31% | 5.12% | -1.83% | -4.84% | -10.76% | -4.84% | 2.81% | 12.52% | +1,736 bps | |
| Loan Growth (YoY) | 11.99% | 13.10% | 15.97% | 13.84% | -7.13% | -7.83% | -9.85% | 0.54% | -1,330 bps | |
| Share Growth (YoY) | 0.97% | -9.30% | -14.06% | -11.39% | -2.27% | 1.43% | 8.15% | 12.24% | +2,363 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.88% | 0.00% | 0.00% | 0.00% | 0.00% | 4.68% | +468 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.00% | 4.04% | 4.17% | 8.51% | 8.67% | 8.82% | 9.29% | 8.46% | -5 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 46.49% | 44.84% | 44.72% | 41.21% | 41.39% | 40.95% | 41.85% | 41.36% | +15 bps | |
| Net Worth / Assets | 46.49% | 44.84% | 44.72% | 41.21% | 41.39% | 40.95% | 41.85% | 41.36% | +15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 123.38% | 126.74% | 128.73% | 122.73% | 117.25% | 115.17% | 107.31% | 109.93% | -1,280 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |