Hawaii
Honolulu, HI · Charter 2403 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 1 branch
Q2 2026
$104.0MAssets
$70.6MLoans
$86.5MShares
$15.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 2 of 17).
- Widest gap: efficiency ratio trails 53% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 10 of 17).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.25%
Rank 4 of 17
Net Interest Margin
5.15%
Rank 2 of 17
Efficiency Ratio
74.59%
Rank 10 of 17
Equity / Assets
15.15%
Rank 6 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.25% | 0.54% | 0.99% | 1.17% | Beats 76% | 4 / 17 | |
| Return on Equity | 8.25% | 3.19% | 5.62% | 8.25% | Beats 71% | 5 / 17 | |
| Net Interest Margin | 5.15% | 2.71% | 3.12% | 3.56% | Beats 88% | 2 / 17 | |
| Efficiency Ratio | 74.59% | 64.13% | 74.39% | 81.42% | Beats 47% | 10 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.30% | 0.66% | 1.43% | Beats 82% | 4 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.15% | 11.08% | 13.24% | 17.17% | Beats 65% | 6 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.15% | 11.08% | 13.24% | 17.17% | Beats 65% | 6 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 81.62% | 38.54% | 55.56% | 70.42% | 82nd pctl | 3 / 17 | |
| Loans / Assets | 67.86% | 29.18% | 48.61% | 61.05% | 82nd pctl | 3 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |